Russian authorities are discussing increasing the down payment on preferential mortgages from the current 15 to 20%, the Ministry of Finance said. In conditions of rush demand for loans with state support, such a measure will allow us to weed out unreliable borrowers and prevent the possible formation of a bubble in the market, experts are sure. According to experts, the volume of loans issued for the purchase of real estate in the country increased sharply over the summer due to the weakening of the ruble and an increase in the key rate of the Central Bank. In this regard, analysts consider setting a higher down payment to cool the market a reasonable measure. At the same time, in the future, the authorities intend to gradually wind down the preferential mortgage program in order to equalize prices for new buildings and secondary housing.